Job description

Job Summary
Inner Core Home Loans is seeking an experienced mortgage loan officer with strong leadership, marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support, and tools you need to bring your business to the next level. If you are passionate about providing top-notch service to your clients and have a proven track record of retaining and building your client list, please start your application today!

Duties and Responsibilities
The Senior Loan Officer is expected to collect and prepare all materials needed to secure a loan. They’re also responsible for reviewing applications. Other than these main duties, some essential responsibilities include the following:

• Verifies the information provided on applications to obtain more information if missing data or mistakes are present.
• Communicates with customers to help them choose the best mortgage loan they can afford.
• Collects data from customers, such as their assets, salaries, debts, and employment status.
• Reviews file documentation for missing or erroneous information.
• Verifies information about applicant history with credit bureaus and other agencies so the lender can approve or deny the loan.
• Remains aware of loan application deadlines and informs customers about them.

Qualifications
The Senior Loan Officer is responsible for helping customers research loans and navigate the application, approval and closing process. Their duties include recommending commercial and personal loan options to clients and explaining their terms, determining risks for loaning to clients based on their credit and processing paperwork.

• Several years of experience in real estate, mortgage origination, or lending required.
• Current NMLS State License or Federal NMLS Registration.
• Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans,

Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit.

• Knowledge of state and federal regulations, and company underwriting policies and guidelines.
• Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability.
• Understanding of loan origination software such as Encompass or Lending Pad.
• Experience with Microsoft Office Suite highly preferred.

About Inner Core Home Loans
Inner Core Home Loans is a Brokerage of Residential Real Estate Loans. We can fund or place a loan for any residential loan scenario a borrower has with some exceptions. Our vision is to help anyone get a real estate loan, no matter their circumstances. We offer all conventional loan products, FHA and VA loan programs, non-conforming loans, and private money loans. We offer more products for you to expand your business.

Job Type: Full-time

Pay: $56,259.98 - $300,234.00 per year

Schedule:

• 8 hour shift

Supplemental pay types:

• Bonus pay
• Commission pay

Education:

• High school or equivalent (Preferred)

Experience:

• Fair Housing regulations: 2 years (Preferred)
• Loan origination: 2 years (Preferred)
• Sales: 2 years (Preferred)

Work Location: One location

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