WHAT YOU WILL BE DOING

• Become the subject matter expert of an assigned portfolio through close following of company developments, press releases and news reports
• Manage transactions from start to finish including borrower ratings, transaction analysis, financial modelling, and presentation to credit committee
• Collaborate with coverage counterparts and product partners contributing to building holistic client relationships and developing existing relationships.
• Lead the underwriting of complex transactions including mergers, acquisitions and divestitures
• Navigate the internal approval process including ensuring accurate and timely completion of credit applications, borrower rating applications, annual and quarterly reviews
• Own the credit approval process, ensuring client requests are process through risk in a timely manner, meeting or exceeding client expectations
• Develop credit recommendations which include clear views of credit structures and borrower’s risks
• Identify risk, mitigates and articulate them through written word and through incorporating them into the financial model
• Manage Junior CPs to support team members and allocate tasks to process transactions efficiently
• Mentor junior Credit Professionals, assisting in their development of credit and interpersonal skills
• Portfolio management of an assigned portfolio of large corporate clients including, covenant monitoring, early action memo on critical events, and periodic borrower reviews
• Review credit documentation and synthesize into key terms and conditions, including syndicated and bilateral credit agreements, trade agreements, security agreements and ISDA/CSAs
• Provides support to the broader Credit Team on continuous improvement initiatives and that support loan growth and efficiency objectives

Qualifications:

• Bachelor's Degree or equivalent work experience - Finance, Accounting, Management, Economics, or equivalent field (Completion of a Formal Credit Training Program, MBA or CFA Charter is a Plus)
• 7-12 years - Experience with underwriting loan transactions and portfolio management
• Strong financial modeling and analytical skills
• Experienced in corporate valuation including Discounted Cash Flows analysis
• Good verbal and written communication skills.
• Ability to work in a fast-paced environment with little supervision and simultaneously manage multiple projects
• Ability to influence others, including management, by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions
• Proficient in Microsoft Office, including Word, Excel and PowerPoint

Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

For NYC Job Applicants: The base annual salary range for this position is $126,000-$165,000. The exact compensation may vary based on skills, experience, training, licensure and certifications and location

Primary Location: New York, NY, Madison Ave Corp

Other Locations: New York-New York

Organization: Banco Santander S.A.