Job description
General information
Ally and Your Career
In accordance with Colorado law, CO job seekers
Starting CO pay:
$26.44 per hour
This role is eligible for an annual bonus program with a target of 5% of annual base pay, based on individual and corporate performance.
This is the starting pay for this role. Actual offers to be negotiated based on applicant’s skills and experience.
Ally and Your Career
Ally Financial only succeeds when its people do - and that’s more than some cliche people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
The Opportunity
- Responsible for evaluating and decisioning consumer offerings within Ally underwriting policies. Expected to develop and maintain a high level of customer service for their assigned territory. The territory assigned will require the management of a portfolio of dealers and also leverage the potential to further grow the business. This role comes with more challenging targets and requirements than the Associate Consumer Underwriter role.
The Work Itself
- Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles.
- Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures.
- Limited travel will be required for this role.
- Requires flexibility in work schedule, evening hours and weekends may be required
The Skills You Bring
- 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime) is needed.
- Bachelor's degree in business related discipline preferred.
- Prior leadership experience is needed.
- Ability to perform technical based activities.
- Knowledge of and exposure to fundamental theories, principles and concepts.
- Leveraging technical expertise and relationships to contribute to strategy and drive business results.
- Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics.
- Excellent sales, negotiation, problem solving, and analytical skills.
- Must be an independent worker with strong time management skills.
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
- Time Away: 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)
- Planning for the Future: plan for the near and long-term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay down and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
- Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
- Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
- Work-Life Integration: other benefits including Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
- Other Compensation: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
- To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
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