A job offer is contingent upon completion of a satisfactory background check.

Who are we?

Frandsen Bank & Trust started in 1982 and has since expanded to more nearly 40 locations that range from Minnesota to North Dakota to Wisconsin. We are a family owned community bank whose focus is on our customers and our communities.

Why join our team?

For the past 5 years, including the most recent survey from 2021, Frandsen Bank & Trust has been voted as one of the top 175 places to work by our employees. We pride ourselves in facilitating a culture that is both engaging and welcoming.

Frandsen Bank & Trust is seeking a Business Banker for the Eau Claire, WI location and surrounding area. This position prospects for, underwrites, and closes secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes and manages positive business relationships with existing and prospective customers, by performing assigned duties and responsibilities.

Desired Skills

• Actively supports the lending staff develop new and existing business relationships through key contacts within the local community to market the bank’s services with emphasis on commercial lending and other areas as designated.
• Analyzes individual loan documents to determine customers’ cash flow, ability to pay the loan, profit potential of the loan, etc. in order to minimize loan loss and maximize potential profit.
• Supports lending staff meet and interview applicants to determine creditworthiness, deny or grant each loan, secure required signatures, explains procedures or reasons for denial, and presents possible alternatives to those denied to maintain a favorable bank image.
• Supports lending staff to monitors and collect past due loans in a manner which will minimize the bank’s loan losses while providing flexibility to customers and documentation of exceptions.

Minimum Qualifications

• Minimum of 5 years’ experience in lending
• Bachelors degree or equivalent work experience
• Ability to work independently
• Excellent organization and communication skills
• Strong credit analysis and underwriting skills

• High-deductible health plan with 100% preventive services (in network)
• 100% coverage for preventive prescription medications
• Flexible spending account
• Life, accident, and disability insurance options
• Dental and vision plan options
• 401(k) and profit sharing
• Employee assistance program
• Additional benefits may apply to specific companies

• Available to qualified full-time employees