• Responsible for the day-to-day administration of the employee health and welfare benefit programs, including voluntary plans, in compliance with carrier contracts for the purpose of providing maximum coverage to active and retired employees within contract specifications. Ensure compliance with all Credit Union policies and procedures as well as Federal and State regulatory requirements, such as HIPAA, ERISA, DOL and IRS requirements. Interpret and apply law, regulations and policies as they relate to the health, and welfare benefit programs. Stay abreast of current trends and regulatory issues surrounding benefit plan design and administration.
• Reconcile enrollment and billing to employee/retiree records, i.e. COBRA, retirement, and health and welfare benefits, for the purpose of ensuring accurate eligibility, payment information, and compliance with contract provisions. Complete all benefit plan bill reconciliation on a timely basis to ensure quality and adherence to due dates. Responsible for COBRA administration and accounts payable with vendor.
• Monitor experience (claims, administrative fees and utilization by service/event) and perform benefit cost analyses, providing recommendations for enhancements / changes to existing programs that are consistent with HVCU’s benefit objectives and strategies. Participate in the annual benefits renewal process. Provide assistance for creating budget and monitoring expenditures, analyze variances, adhering to department budgets and for the annual budget preparation/formation for the benefit administration function.
• Conduct New Hire Benefits Orientation based on the Training Department’s class schedule. Create, review and coordinate employee communication materials (new hire reminders, annual enrollment materials, Employee Guidelines, publications and Infonet).
• Coordinate all aspects of annual Open Enrollment. Develop online Open Enrollment process from the construction of the HRIS sessions to the analysis of data.
• Ensure and audit compliance with all Credit Union policies and procedures, carrier contracts and Federal and State regulatory requirements, such as HIPAA, ERISA, DOL and IRS requirements. Assist with the distribution of Summary Annual Reports and support Health and Retirement Compliance Analyst in compiling data for annual 5500 report filings for health and welfare benefits with the IRS.
• Active member of HVCU’s Wellness Committee. Coordinate and lead assigned wellness-related activities and programs.
• Perform as the primary back-up to the Health and Retirement Compliance Analyst and all retirement benefit related functions.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
• Responsible for regular and predictable attendance including punctuality.

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Minimum 3 years experience in employee benefits required
• Minimum 3 years HRIS experience required
• Associate’s Degree in Human Resources preferred
• Certified Employee Benefits Specialist (CEBS) preferred
• PHR/SHRM-CP Certification preferred

Why choose HVCU?

HVCU cares for our employees, members, and community. This is exemplified through our awards-winning benefits package, opportunities for professional advancement, commitment to diversity, equity inclusion amongst employees and focus on bettering our community through charitable donations & volunteer hours!

• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Flexible Spending Account (medical & dependent care)
• Life, Short-Term, and Long-Term Disability Insurance
• Employee Assistance Program
• Educational Assistance Program; Student Loan Repayment & Tuition Reimbursement
• HVCU University & Academy; professional development training
• Discounted Loan Rates & Fees

Diversity Commitment:

“At HVCU, we recognize that our greatest strength comes from the diversity of our team, the members that we serve, and our communities. We are committed to upholding our values of Diversity, Equity, and Inclusion in everything we do. We celebrate and embrace what makes each of us different and foster an environment where everyone feels like they belong.”

All candidates are subject to a pre-employment background check including bondability, credit report and past employment references. All checks must be favorable for an applicant to be considered for employment.

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.