At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us and start doing your life's best work.(sm)

The underwriter uses underwriting criteria and policies to provide proper rating methodologies, analyze health benefit plan characteristics through case risk evaluation, and product pricing. Also, you’ll represent and negotiate fees/rates and plan options to optimize cost-competitive health benefit plans and utilize pricing models to assist in the economic analysis of new business and renewal customers.

If you’re interested in entering into the underwriting career path, this is a great starting point!

If you are located in EST or CST, you will have the flexibility to work remotely* as you take on some tough challenges.

Primary Responsibilities:

• Develop comparative benefit packages for New and In force Business, review claim experience, and apply underwriting guidelines to prepare renewal and/or prospect rates
• Support Marketing in completing group experience retention illustrations and address questions on request for proposals
• Analyze Group Life, Disability and Supplemental Health characteristics and assess risks around loss of clients
• Provide technical subject matter expertise to the sales staff and district offices on new and renewal Financial Protection proposals
  

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Associate Degree or higher in Math, Finance, Business or relevant work experience
• Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)

Preferred Qualifications:

• Bachelor’s Degree in Math, Finance, Business or related degree
• 2+ years of Group Benefits Underwriting or related experience

Soft Skill Requirement:

• Excellent communication skills, both orally and in writing
  

Careers with UnitedHealthcare . Work with a Fortune 5 organization that’s serving millions of people as we transform health care with bold ideas. Bring your energy for driving change for the better. Help us improve health access and outcomes for everyone, as we work to advance health equity, connecting people with the care they need to feel their best. As an industry leader, our commitment to improving lives is second to none.

Connecticut Residents Only: The salary range for Connecticut residents is $49,800 to $88,200. Pay is based on several factors including but not limited to education, work experience, certifications, etc. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.