ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

• Schedule: Monday - Friday, 8:00am - 5:00pm
• Hiri ng Pay Range: $20.23 - $27.44 per hour
  • The hiring pay range for this position includes an additional $1.00 per hour Cost of Living Adjustment added to your base pay.
    

Benefits Package Offered (Subject to Eligibility Requirements)

• Paid Vacation, Sick, and Holiday Time
• Discretionary Annual Bonus and 401(k) Match
• Company Subsidized Medical, Dental, and Vision Insurance Available for Employee, Employee +Spouse, Employee +Child(ren), and Employee +Family
• Healthcare and Dependent Care Flexible Spending Account
• Health Savings Account and Limited Purpose Flexible Spending Account for High Deductible Health Plan (HDHP)
• Company Provided Employee Life, Employee AD&D, and Long-Term Disability Insurance
• Supplemental Life Insurance for Employee, Spouse, and Child(ren)
• Supplemental AD&D Insurance for Employee and Spouse
• Short-Term Disability
• Tuition Assistance Program
• Employee Banking Services
• Free Employee Parking
  

Summary

• Responsible for assisting the Loan Quality Review Team Lead in the completion of daily workload and tasks, cross-training, preparing, processing, completing and reviewing tasks/files pertinent to consumer and commercial loans from all regions of ANB Bank; and maintaining thorough understanding and continuing knowledge regarding, regulatory loan compliance, state laws, bank’s credit policy, internal procedures, consumer disclosures including but not limited to TILA/RESPA, HMDA, TRID, Reg B and any other overlapping areas of compliance related to loan files and documentation.
  

Qualifications

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  

Essential Duties and Responsibilities

• Performs quality assurance of all loan files to ensure the loan file satisfies Federal and State regulatory standards as well as compliance guidelines. (TRID, RESPA, REG Z, etc.)
• Reviews all file documentation for loan files, including title commitments and policies, UCC’s, letters of credit, insurance policies, liens (collateral perfection), releases, commercial entity constituent documents and other documents relating to the loan.
• Identifies missing/incorrect documentation in loan files and seeks solutions to problems.
• Processing and/or reviewing HMDA files, Non-Originated and Post Close.
• Notifies Credit Officers of potential problems and makes recommendations to resolve potential problems or conflicts with a loan, collateral or documentation.
• Follows applicable ANB Bank Consumer/Commercial loan policies.
• Performs system, workflow and process problem identification, troubleshooting and resolution.
• Completes and sends out updated disclosures and funds to customers when needed.
• Maintains consistent compliance with Bank Secrecy Act (BSA) requirements, banking regulations, and bank policies and procedures related to the position.
• Other duties may be assigned.
  

Education and/or Experience

• 3 - 5 years banking experience; or equivalent combination of education and experience.
  

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, or any other status protected by federal, state, or local law.

ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant’s wage rate history, ANB Bank will not rely on it in determining a wage rate.