Position offers a base salary of $25,000 plus commissions
Medical, dental, and vision benefits
Company paid Retirement Savings Plan
Matching 401(k) plan
Paid Time Off
Holiday Pay
Complimentary AAA Membership
Career Progression into Training and Sales Management positions


AAA is one of the most recognizable brands in the country and, we are looking to expand. We are searching for Life and Annuity Agents who are looking for MORE out of their career. A sales career with AAA is much more than just selling products, it is the chance to do more by helping people protect what is important to them.


Primary Duties and Responsibilities:


Solicit and sell Life and Annuity products under minimal supervision. Learn various product features and marketing and sales techniques necessary to perform duties. Develop lead and prospect new accounts through various marketing activities (mailings, referrals, networking, website, sales.com, seminars, etc.) Successfully complete commission validation program. Develop lead and prospect for the purpose of conducting fact finding interviews to determine needs for coverage. Prepare proposals, and conduct closing interviews for Life and Health Insurance sales. Complete appropriate applications and forms and follows internal processing procedures to ensure transactions are handled in accordance with company policies and practices. Assist Underwriting and Brokerage Departments in satisfying requirements. Respond to customer inquiries and problems and ensure sound-sales practices are used. Prepare reports documenting prospecting and sales activities and maintains specified production standards and persistency levels for Life and Health insurance. Obtain and maintain Life and Health licenses required to sell products.


Preferred Qualifications:
Strong communication and relationship building skills
Ability to provide a high level of member-focused service
Work independently with minimal supervision
Being able to connect with current and potential members to analyze insurance needs and determine appropriate levels of coverage
LUTC or CLU coursework

II. Required Qualifications (these are the minimum requirements to qualify)

Education (include minimum education and any licensing/certifications):

High School Diploma or equivalent
Ability to take and pass LUTC or CLU coursework
Maintain Life and Health licenses required to sell products.
Possession of a valid State driver’s license

Experience:

Minimum of 2 years experience with a proven record of successfully soliciting and selling life insurance products.
Experience selling intangible products.

Knowledge and Skills:

Strong working knowledge of Life Insurance and Annuity products and services
Ability to listen to and analyze customer needs and make recommendations to customers that best fit customers’ needs and to promote a positive Member experience
Effectively communicate complex information with prospective clients in a clear manner
Ability to prepare proposals, and conduct closing interviews to sell Life and Annuity products.
Assessing and reflecting customer insurance requirements consistent with company standards when writing policies
Ability to perform mathematical calculations to determine premiums and values of Life insurance policies
Ability to build and maintains strong relationships with customers
Prospecting and developing new sales opportunities and meeting production requirements
Ability to work collaboratively with all team members to attain business goals.
Strong communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of any partner generated leads
Understands and can articulate to customers the tax and legal impacts the products have on Members
Strong organization, planning, time management and administrative skills
Representing Auto Club Life in a professional and positive manner
Safely operating a motor vehicle in order to travel to various locations to attend meetings
Proficient writing skills in order to compose routine correspondence
Working independently with minimal supervision
Good PC skills including working knowledge of word processing, spreadsheet, presentation and email.
Ability and willingness to work irregular hours including evenings and weekends.

III. Preferred Qualifications

Possession of a valid State Health Sales license
College level coursework
Professional designations through the American College
Strong knowledge of features and benefits of ACG’s comprehensive product portfolio
Knowledge of ACG systems for policy sales, quoting, etc.
Knowledge of Microsoft Office applications including Word, Excel, PowerPoint and Outlook

IV. Work Environment

Works in a temperature-controlled office environment.
Frequent (up to 80% of work time) travel required with exposure to road hazards and temperature extremes.