At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary: What you need to know about the role - We’re looking for a Risk Analyst to join the team and help in our efforts to manage our global seller risk strategy. You will work on the complex task of keeping fraudsters and bad actors away from PayPal’s platform. If you’re looking to make an impact at the red-hot intersection of e-Commerce, online payment and financial risk management, you’re at the right place. Meet our team The PayPal Seller Risk team is responsible for keeping the PayPal platform safe and secure and delivering a satisfactory experience for both the sellers and buyers. This is an exciting, fast paced team where the contribution by team members can significantly impact PayPal’s bottom line as well as our customers’ experience.

Job Description:

Your way to impact

Risk Data Analysts apply their analytical and technical skills into researching data, monitoring and creating logics that stop fraudulent activity on PayPal’s platform. They analyze existing loss trends and define logics, solutions and operational processes that prevent them - while delivering best-in-class customer experience for PayPal users.

Risk Data Analysts work closely with one another, and with Risk Operations in order to keep learning about current fraud. They also partner closely with PayPal Product teams to define features and integrate risk prevention tools to support business goals.

Our team members are excited about solving analytical problems. They are bright, they are responsible, and they know how to follow through. If you’re also like that, we’d love to hear from you.

Your day to day

• Fight fraudulent activity in one’s domain of ownership by analyzing existing loss trends through review of specific cases, research on our payments database and incorporation of feedback from operations teams.
• Based on data-driven analysis, formulating risk solutions to ensure optimal balance between user experience, business enablement, operational expense and loss exposure related to proposed solutions
• Work closely with product teams on development of new products to identify potential gaps that might create loss, and define requirements to mitigate those risks.
• Have a good understanding of general business trends and directions to be able to put own work in the broad business context.
• Work with various partners within PayPal to coordinate the execution of fraud mitigation solutions.
• Demonstrate flexibility that is needed to succeed within a matrix organization while being proactive and comfortable with working alongside stakeholders from different domains.
• Develop controls and monitoring dashboards to ensure performance against business goal, regulatory requirements and business priorities.

What do you need to bring-

• Proficiency in SQL and Excel
• Proficiency in at least one statistical analysis tool: SAS / R / Python/ Hadoop
• Strong analytical skills: ability to build quick estimates using back-of-the-envelope analysis, structure (and, if needed, execute) more complex analyses, pull together business cases, navigate multidimensional sets of tradeoffs. Above all, the job calls for comfort with data – ability to manipulate it, question its validity, interpret it, and develop recommendations based on it
• Strong written, oral, and interpersonal skills, including the ability to explain and/or present analysis
• Dedicated, proactive, curious and eager to learn new approaches / methodologies – a must

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is $60900 to $147400

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are:

To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.