Credit Utility Center - Credit Analyst (remote - CA, OR, WA, ID)

Full Time
Idaho
Posted
Job description

Credit Analyst Opportunity Overview


Perform credit analysis and prepare credit approval packages for simple to moderately complex commercial loans.


As a Credit Analyst with Banner Bank you will have the opportunity to:

  • Responsible for investigating credit and financial information on prospective and existing clients.
  • Analyze business/personal financial statements, collateral support, and sources of repayment for new, renewed, and existing loans.
  • Prepare spreadsheets, credit proposals for complex credits, summaries, and opinions for loan decision makers.
  • Responsible for complying with policies, procedures, security requirements, and government regulations.


QUALIFICATIONS

Education & Certifications

  • Bachelor's Degree in Accounting, Finance, or Business Administration; or equivalent combination of education and experience


Experience

  • 1 - 3 years in of related credit/financial analytics experience.
  • Specialty lending experience(agriculture) preferred


Knowledge, Skills and Abilities

  • Ability to analyze financial statements, tax returns, and cash flows. Possess knowledge of credit investigations.
  • Possess strong analytical skills and knowledge of basic accounting principles.
  • Ability to accurately produce high volumes of work while adapting to changing situations and interruptions in a high pressure, deadline driven environment.
  • Possess effective and professional verbal and written communication skills.
  • Knowledge of federal and state laws and regulations relating to commercial lending.
  • Proficient in Excel, Word, and applicable systems.


Travel

  • 0%


Compensation & Benefits


  • Targeted starting salary range (based on location and experience): $60,600 - $82,000
  • Annual incentive potential
  • Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
  • Paid vacation time, sick time and 11 company paid holidays
  • 401k (with up to 4% match)
  • Tuition reimbursement up to $5,250 annually
  • Get more information at: Employee Benefits | Banner Bank


About Banner Bank

More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past five years.


With more than $16 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.


Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.


NOTICE TO RECRUITMENT AGENCIES:

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Banner Bank employee by a third party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

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