Equal Opportunity Employer/Disabled/Veterans

Academy Bank and Armed Forces Bank provides equal employment [and affirmative action] opportunities to applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability.

Dickinson Financial Corporation and its two family-owned banks-Academy Bank and Armed Forces Bank-have a long history of service to our clients and the communities in which we do business. Our commitment to a diverse, equitable, and inclusive environment contributes to immediate results and the long-term success of people. We recruit service-minded talent to deliver Fast, Easy, and Personal banking that is welcoming to all, while having fun and doing good things along the way!

Summary:

The CRA Analyst II assists the Community Reinvestment Act (CRA) Officer in administering the Bank’s CRA Program by performing detailed data integrity reviews of commercial and consumer loan data, compiling reports and dashboards to monitor and communicate results, maintaining related electronic and written records, and assisting in the annual loan data submissions, when applicable. The CRA Analyst II will assist the CRA Officer in updating the CRA Public Files, maintaining logs and documentation for community development investments, services, and loans with basic analysis of loan data.

Principal Accountabilities:

• Maintains current knowledge and understanding of applicable CRA, HMDA and Fair Lending regulatory precedents, updates and trends.
• Ensures timely and accurate collecting, reporting of data and robust analysis of CRA performance.
• Imports loan data into the CRA Wiz, geocode each record and resolve syntax and validity errors.
• Tracks and reports community development investments (including eligible donations) in conjunction with the Bank’s Finance team.
• Tracks and reports community development volunteer services.
• Tests the accuracy of consumer and small business/farm loan data through a sampling process, referring to original loan documents scanned into Director for data verification.
• Submits HMDA and CRA loans using the CRA Wiz for applicable banks by March 1 each year.
• Works with business units to identify and resolve data integrity issues.
• Reviews and updates the bank’s CRA public files, as needed, by April 1 each year.
• Advises in the updating of applicable policies and procedures related to regulatory change in the areas of HMDA and CRA.
• Surveys branch personnel for CRA related information.
• Utilizes compliance software programs to produce regular HMDA and CRA data reporting and dashboards for management as scheduled or upon request.
• Creates charts and graphs of analysis results for CRA self-assessments.
• Assists with CRA/HMDA data-related training for Bank employees.
• Assists with CRA examination preparation and support.
• Ensure work premises constitutes a safe work environment that promotes positive bank image, including regular inspection for and remediation of any hazardous conditions; regular maintenance and cleaning of premises; adherence to all posting requirements in jurisdiction, including human resources and compliance postings; and provision of comfortable and appropriate space for associates to conduct banking business.
• Understands, embodies, communicates, and instills corporate initiatives and vision, including the six Pillars of Success.
• Maintains client information in complete confidence.
• Completes other specified duties as assigned.
• Regular attendance required, working at the assigned worksite, or assigned remote location during regular business hours and/or assigned hours.