WHO WE ARE

IMT is proud of our heritage and will never forget where our roots are firmly planted. Locally run from its office in West Des Moines, Iowa, IMT has been a Midwest company since it was founded in Wadena, Iowa in 1884. That’s more than 130 years!

Today, IMT continues to offer a strong line of personal and commercial insurance products for which it has always been known, along with exceptional service for a competitive price. Our products are offered through Independent Agents throughout a six-state territory – Iowa, Illinois, Minnesota, Nebraska, South Dakota and Wisconsin.

COMMERCIAL LINES UNDERWRITER IV

IMT Insurance is seeking to fill the position of Commercial Lines Underwriter IV. In this position, you will ensure a profitable book of business by appropriately evaluating the acceptability of risks within delegated authority level. You will also partner with marketing representatives and agents to manage your assigned book of commercial business and agency relationships. Apply online today to learn more about this opportunity!

A DAY IN THE LIFE

• Analyzes commercial lines risks to make decisions based on individual risk characteristics, exposure analysis, hazard recognition and control.
• Utilizes underwriting guidelines and company best practices to ensure compliance with state regulations.
• Within delegated authority levels and company guidelines, accepts, rejects, or modifies new and/or renewal business to ensure a profitable book of business.
• Monitor and review necessary documentation to ensure assigned territory accounts remain profitable.
• Prices business according to company underwriting and pricing guidelines and ensures department standards are met.
• Ability to use creativity and underwriting knowledge to write risks and retain business.
• Markets company products and services through marketing representatives and agents.
• Develops ongoing relationships with agents to discuss market appetite, quality and profitability of submissions, service standards and underwriting and/or product changes.
• Communicates with assigned agents on underwriting issues including, but not limited to, decisions on cancellations, declinations, exposure concerns, and survey results.
• Partners with marketing representatives to identify issues or patterns and works to resolve or improve them; participates in agency planning and review processes; and may identify sales and marketing opportunities.
• Travel to assigned agent locations to develop agency partnerships.
• Serves as a mentor providing technical support, training and problem solving for other underwriters within team.
• May assist with IS and R&D departments as required.
• Maintain knowledge of treaty and facultative reinsurance guidelines.

DESIRED QUALIFICATIONS

• A college education or 3-4 years equivalent experience, 3-5 years direct commercial lines experience plus direct underwriting experience is needed to perform normal functions.
• Ability to pay close attention to details and concentrate for up to eighty percent of work activities (e.g., keying and proofing).
• Strong commercial underwriting knowledge.
• Comprehensive knowledge of commercial lines products and contract knowledge including regulatory and policy differences among applicable states.
• Demonstrated depth in negotiation and analytical skills.
• Ability to manage workload while exhibiting sound judgement effectively and independently.
• Exemplify superior teamwork and ability to work effectively with others.
• Ability to accurately key information for processing of all business.
• Ability to communicate effectively with groups and individuals using all forms of communication.
• Ability to use computerized rating and policy issuance systems, Microsoft Office Products, and function in a personal computer network environment.
• Knowledge of regulatory requirements and underwriting resources such as ISO, NCCI, Scopes and D & B.
• Knowledge of treaty reinsurance guidelines.
• Strong problem-solving skills.
• Possess strong organizational and prioritizing skills.
• Customer service oriented.
• Adaptable and ability to learn new skills.
• Possess a valid driver’s license with an acceptable motor vehicle record per company standards.

BENEFITS & PERKS

• IMT Insurance is committed to our employees and their families. When you work for IMT, you earn far more than just a paycheck. This position includes competitive pay and additional bonuses, full benefits package, hybrid and remote work arrangements, learning and development opportunities and more!

WHAT DEFINES US

Our vision is to be the company of choice, providing extraordinary, equitable, and worry-free experiences for a diverse group of agents, customers, and employees.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant based on race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Our agents and customers come from all walks of life and so do we. Our goal is to hire great people from a wide variety of backgrounds, because it makes our team stronger. If you share our values and our passion for creating a Worry Free life for others, we want to talk to you!