Job description

With close to $6 billion in assets, CrossFirst Bank serves the financial needs of businesses, professionals and their families in Kansas City, Wichita, Oklahoma City, Tulsa and Dallas. Founded in 2007, CrossFirst has consistently been recognized as one of the fastest-growing and best performing banks in the country while achieving and maintaining excellent asset quality and a reputation for business excellence.

Our commitment to our associates is as important as our commitment to our clients and community. It starts with serving people in extraordinary ways. We offer our employees a highly collaborative culture, exceptional career opportunities, outstanding compensation and benefits, and a commitment to associate professional development and personal growth.

Overview

The Commercial Credit Underwriter delivers detailed quantitative and qualitative credit analysis and underwriting for commercial loan requests. The Underwriter works with Commercial Bankers to understand and measure the risk associated with both new and existing client relationships and to create loan structures to mitigate these risks. This role prepares detailed documents summarizing loan opportunities with minimal turn-around times and recommends to Bankers and Credit Officers.

Responsibilities

• Complete formal credit loan approval memos including preparing a cash flow model and other financial spreadsheets and analysis.
• Prepare detailed financial memos on prospective loan requests.
• Analyze financial and guarantor statements, prepare cash flow model, and perform collateral analysis to ensure loans are appropriately structured and meet credit requirements for lending quality and compliance as determined by the Bank’s Credit Policy.
• Partner with Bankers and Credit Officers in managing loans and pipeline.
• Uses independent judgement to assess risk by identifying primary risks, issues and mitigants regarding extensions of credit.
• Review proposed loan structure and determines actions needed to sufficiently mitigate and manage risk.
• Participate in Banker client site visits, client prospect calls, and in internal loan discussions to remain actively involved in structuring client loans.
• Participates in quarterly client portfolio reviews.
• Exercises pre-approval and post-approval actions.
• Make independent recommendations regarding credit risk supported by comprehensive analysis.
• Provide feedback and guidance to Credit Monitoring Analysts regarding analytical approaches and techniques.
• Build trusted, collaborative and supporting relationships with internal and external business partners.
• Represent the Bank and Credit Administration team in a highly professional manner.
• Complete job assignments in a professional, timely and efficient manner; organize and prioritize work.
• Maintain confidentiality; adhere to CrossFirst Bank policies and procedures; comply with laws, regulations and industry best practices.
• Reliable and predictable attendance.

Qualifications

• Two or more years of C&I credit underwriting and analysis
• Formal bank credit training or web-based credit training through RMA or Moody’s or similar programs required.
• Ability to utilize diverse data analysis processes, techniques, and tools to analyze and interpret property related data.
• Knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks.
• Strong organizational, verbal and written communications skills are required.
• Ability to establish and maintain effective business relationships, internally and externally.
• Computer literate with strong with MS Excel skills.
• Bachelor’s degree with exposure to Accounting, Finance or Business courses is preferred or equivalent work experience.

CrossFirst Bank is proud to be an Equal Opportunity Employer.

CrossFirst Bank does not accept unsolicited resumes from search firms or agencies. Any resume submitted to any employee of CrossFirst Bank without an authorized search agreement will be considered unsolicited and the property of CrossFirst Bank. We respectfully request no phone calls or emails.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Professional development assistance
• Referral program
• Retirement plan
• Vision insurance

Physical setting:

• Office

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Supplemental pay types:

• Bonus pay

Work Location: One location

jjbodyshop.com is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, jjbodyshop.com provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, jjbodyshop.com is the ideal place to find your next job.