Business Banking Relationship Manager 5, San Diego/Encinitas, CA

Full Time
Encinitas, CA 92024
Posted
Job description

Our Business Banking Relationship Managers are the primary advisor for our business clients. They are responsible for building, developing, and managing both new & existing relationships. Delivering financial expertise and client-centric solutions that build strong, long-term relationships. Approximately 60-70% of their time is spent on outside business development activities and growing their Centers of Influence network. Typically, these customers are companies up to $25MM in annual revenue and are a mix of pure C&I as well as Developer & Investor Commercial Real Estate. They obtain credit approval of loans within assigned limits and manage both loan and portfolio credit quality. They provide appropriate credit structure recommendations to customers, recommend appropriate bank products and services to both prospects & clients, and make appropriate referrals to other business units.

Business Banking Relationship Managers play a pivotal role in helping our business clients achieve their financial goals. They do this by approaching each and every day with a single purpose – to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead. You will also have access to an expansive set of products and solutions to better serve your business clients today and into the future.

Basic Qualifications

- Bachelor's degree, or equivalent work experience

- Ten or more years of relevant experience

Preferred Skills/Experience

- Prior Commercial & Industrial experience

- Prior experience in Developer & Investor Commercial Real Estate

- Experience working with SBA clients and prospects

- Experience managing complex credit structures and loan requests larger than $2.5MM

- Experience working with operating companies up to $25MM in annual revenue

- Proven success developing new business and COIs

- Demonstrated knowledge of commercial credit and credit quality

- Agile and innovative approach to problem solving and decision making

- Excellent verbal and written communication and presentation skills

- Ability to work effectively with individuals and groups across the company to manage customer relationships

- Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts

Job Type: Full-time

Pay: $115,800.00 - $193,000.00 per year

Benefits:

  • 401(k)
  • Dental insurance
  • Health insurance
  • Paid time off
  • Vision insurance

Schedule:

  • 8 hour shift

Work Location: One location

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